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A members-only wealth platform
Top 100 members are on track to
$1.6B+
Verified 5-star reviews
17K+

Generate alpha

Buffett doesn’t just invest—he outperforms. That’s alpha.

The problem? Most investors can’t even match the S&P 500, let alone beat it.

Intelligent investors know the game: S&P is the benchmark. Alpha is the goal. That’s how you get rich.

Generate alpha

The investing greats like Warren Buffett don't just invest, they outperform. That’s alpha.

The compounding effect of this outperformance, has made them billionaires.
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The problem? The average investor doesn't even coming close to matching the S&P500, let alone beating it.
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Intelligent investors know the game: S&P is the benchmark. Alpha is the goal.

The whole damn system is

– Charlie Munger
High fees.
Low performance.
Plausible narratives.

The wealth space today is dominated by overcharging, underperforming mutual funds, wealth advisors, and self-directed platforms that are more suited for gambling than investing.

Warren Buffett and Charlie Munger have been vocal critics of the industry for years, yet the incentives are so strong that very little has changed.

Studies clearly show how bad the situation is, with the average investor generating a meager 4% compared to the 10% achieved by the S&P 500 benchmark index.

The impact of this underperformance on investors' wealth-building is nothing short of shocking.

“If you don’t like the system, you can’t just advocate for change. You have to build something that makes a change. ”

– Frederick Gieschen
INTELLIGENT INVESTING is a members-only wealth building platform based on the principles of Warren Buffett and Charlie Munger.
Behavioural edge
“Success in investing doesn’t correlate with IQ…what you need is the temperament to control the urges that get other people into trouble.”

– Warren Buffett

Successful investors understand that the most important and enduring edge is the behavioral edge.

Studies like “Mind the Gap” by Morningstar highlight that most investors lack the discipline, patience and emotional control necessary for achieving long term investment success.

S&P 500
“Most of the people who are in wealth management have an almost zero chance of outperforming an unmanaged index like the S&P.”

–Charlie Munger

98% of professional fund managers underperform the S&P 500.

That’s why investing greats like Warren Buffett and Charlie Munger believe investing in the S&P 500 through a low-cost index fund should be the primary strategy for most investors, unless they've proven they can consistently outperform it (generate alpha).

Value investing
“All intelligent investing is value investing.”

– Charlie Munger

With the S&P 500 as your foundation, the next step is patient, long-term value investing — championed by Buffett. This is where you unlock the potential to outperform and generate alpha.

Unlike what others would you want you to believe, successful investing isn't easy. As Munger puts it, “Anyone who thinks it’s easy is stupid.” Success requires discipline, patience (behavioural edge), and analytical skills.

INTELLIGENT INVESTING combines a fully-managed wealth solution, self-directed investing and a powerful research and analytics tool.
$20/month
$10/month for members under 24

Intelligent Wealth Management

$0 Management Fee

  • Built around the proven performance of the S&P 500, Mogo's Equity Growth portfolio achieved a 34.25% total return in 2024, which would have ranked it #3 among the top 10 US hedge funds.
  • Designed to give you the behavioural edge you need to be a patient, disciplined, long-term investor.
  • Your investments are professionally managed based on your goals and risk tolerance, by Mogo Asset Management Inc, a registered portfolio manager.
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Intelligent self-directed investing

$0 commission & FX fee

  • MogoTrade Inc. is a dealer member and regulated by the Canadian Investment Regulatory Organization (CIRO).
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Intelligent Research and analysis

$0 subscription Fee

  • Normally priced at over $110/month but now exclusively included with your Intelligent Investing membership.
  • Designed to improve your informational and analytical edge needed to achieve alpha.
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No hidden fees. No nonsense.
Just intelligent investing.

"Price is what you pay, 
value is what you get."

– Warren Buffett
BECOME A MEMBER

While others focus on getting you to trade more as that’s what drives their revenue, we’ve created an innovative model that charges a simple low monthly fee.
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Whether you make 10 trades or 100 trades, whether you convert $10,000 or $10 million  US dollars, your monthly fee stays the same. This unique pricing model could save you thousands of dollars in fees.

From CNBC Top Strategist, Tom Lee
“As a Wall Street strategist, I come across many different investing platforms and solutions, and I believe Mogo and Moka are among the most innovative products I’ve seen, and exactly what any savvy investor should be looking for.”
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-Thomas Lee, Co-Founder & Head Research Fundstrat
Play the long game

If you’re interested in diving into the sources for information on our website, you can find information here.
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Past returns are no guarantee of future performance.

‍All images, names, logos, and brands are the property of their respective owners. Mogo Inc. is not an investment adviser or dealer and does not provide investment advice or deal in securities. Nothing herein should be considered an offer, solicitation of an offer, or advice to buy or sell securities.Account holdings are for illustrative purposes only. Actual products may differ from the description and images contained herein. The Mogo app incorporates the investing principles of Warren Buffett in its features, design, and content. Neither Mogo Inc. nor its affiliates are endorsed by or affiliated with Warren Buffett.

MogoAI is an AI investment research tool powered by FinChat.io, provided "as is" without warranties on accuracy, completeness, quality, or timeliness.Verify information independently. Mogo AI's outputs are not investment advice or recommendations and shouldn't be used for investment decisions. By using Mogo AI, you agree to Mogo's Privacy Policy and Mogo's Terms and Conditions.

Investment accounts through Moka are opened with Mogo Asset Management Inc., a registered portfolio manager.

Self-directed investing accounts are offered by MogoTrade Inc., an investment dealer regulated by the Canadian Investment Regulatory Organization (CIRO).

Customers’ Moka accounts that are held with a custodian that is a CIRO member are protected by the CIPF’s Investment Dealer Fund in accordance with its Coverage Policy. For Moka, only registered accounts are covered by CIPF.

Customers’ MogoTrade accounts are covered by CIPF. A brochure describing the scope and nature of coverage, as well as the limitations and exclusions of coverage, is available upon request or at www.cipf.ca.

© 2025 Mogo Inc. All rights reserved.

Contact information:
Moka : 3 Place Ville Marie Suite 400, Montreal, QC H3B 2E3 www.moka.ai
Mogo : 101 Rue Sainte-Catherine Ouest, Suite 200, Montreal QC H3B 5L1 www.mogotrade.ca